Fast, collateral-free capital to grow your business.
RDR Credit gives registered Filipino SMEs quick, easy, non-collateral cash loans — with no application fee. Trusted for over 25 years. Because we're #BetterTogether.
Your business is ready to grow — but the capital isn't there yet.
Banks demand collateral
No property to pledge? Traditional lenders often turn good businesses away.
Approvals take forever
Opportunities and supplier deadlines won't wait weeks for paperwork to clear.
Hidden fees & unclear terms
Application fees and fine print make borrowing stressful and expensive.
Every month without capital is a month of growth left on the table.
You see the orders you could fill, the stock you could buy, the staff you could hire — if only the funding came through fast. You shouldn't have to risk your home or drown in fees to seize an opportunity. There's a simpler, faster way to fund your next move.
Meet your growth partner ↓Capital without collateral — from a partner you can trust.
As a loan facilitation agency working with trusted private lenders, RDR Credit makes additional business capital fast and simple for registered Filipino SMEs — built on Integrity and Transparency.
- Non-collateral cash loans — keep your assets
- No application fee — ever
- 25+ years of experience, nationwide service
Funding made fast, fair and simple
No Collateral
Access additional capital without pledging your property or assets.
No Application Fee
A hassle-free application with zero fees just to apply.
25+ Years of Trust
A proven track record and the confidence of our partner lenders.
Real Growth Partner
Dedicated client relations and support — we're here to help you grow.
A partner SMEs rely on
See RDR Credit
We are here to help you grow.
RDR Credit (BusinessloansPH) has always stayed true to its commitment: helping business owners access the funding they need to grow. Our advocacy is giving small and medium enterprises fast, easy, non-collateral business loans — because we recognize how hard it can be for entrepreneurs to secure capital. With dedicated client relations and the trust of our partner lenders, we're proud to be your #GrowthPartner. In times like these, we're #BetterTogether.
MISSION
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VISION
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FOUNDER'S STORY
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CORE VALUES
Integrity and Transparency — in every client relationship, for over 25 years.
Non-collateral business loans, built for SMEs
One simple, powerful product — additional capital to put to work however your business needs it.
Working Capital
Cover payroll, rent, utilities and day-to-day operations without dipping into reserves.
Business Expansion
Open a new branch, scale operations, or seize an opportunity while it's hot.
Inventory & Equipment
Stock up ahead of peak season or invest in the tools that move your business forward.
Open to existing, legitimate, duly registered business owners — sole proprietorships, partnerships and corporations — nationwide. [CLIENT INPUT NEEDED: confirm loanable amount range & terms to display.]
What you'll need to apply
A straightforward checklist — no application fee.
- Completed online application form
- Latest 3 months bank statements / passbook (checking & savings)
- Clear photo of a sample check per checking account
- DTI Permit
- 2026 Business Permit & Barangay Business Clearance
- BIR COR 2303
- 2 valid government IDs of the applicant
- Photos of business / office / warehouse
- Latest proof of billing (residence & business)
- Updated reference list (online form)
- For partnerships / corporations: SEC Registration
- General Information Sheet (GIS) with QR code / SEC stamp
Sole proprietors must be the registered owner and a signatory on the submitted account(s); for corporations, the applicant should be the major shareholder, hold the highest position, and be a signatory. Download the form or apply online at businessloans.ph/applynow, or email [email protected].
From application to capital, simply
Apply online
Fill out the online application form and submit your business documents — no application fee.
We facilitate & assist
Our sales team guides you and works with our trusted partner lenders to review your application.
Get your capital
Once approved, receive your additional capital and put it to work growing your business.
Your questions, answered
Do I need collateral to get a loan?
No. RDR Credit specializes in non-collateral additional capital cash loans — you don't need to pledge property or assets to qualify.
Is there an application fee?
None. We guarantee NO application fee. The application process is hassle-free from start to finish.
Who can apply?
Existing, legitimate and duly registered business owners nationwide — sole proprietorships, partnerships and corporations. Sole props must be the registered owner and account signatory; for corporations, the major shareholder holding the highest position and a signatory.
Is RDR Credit trustworthy?
Yes. RDR Credit has been in business for more than 25 years, working with private financing partners who trust our portfolio. We hold ourselves to our core values of Integrity and Transparency.
What do I need to prepare?
Key items include your bank statements, DTI permit, 2026 Business Permit & Barangay clearance, BIR COR 2303, valid IDs, proof of billing and business photos (plus SEC documents for corporations). See the full checklist in the "What you'll need to apply" section above.
How do I apply?
Apply online at businessloans.ph/applynow, email your form to [email protected], or message us on WhatsApp. Our sales team will be happy to assist and contact you soon.
Get the capital your business needs — fast and fee-free.
Apply in minutes with no application fee. Our team will guide you every step of the way.
No application fee · No collateral · Trusted for 25+ years