Money Tree

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Have you ever wished you had a money tree?

A magical, never ending source of income that could solve all your financial woes? Turns out, you can actually create your own money tree — and it’s not as hard as you might think.

The Money Tree Framework is a simple system for creating continuous streams of income and achieving profitability. If you’re struggling to make ends meet or simply looking to generate more cash flow, then a money tree is a great way to do it.

But what exactly is the Money Tree Framework, and how do you create one for your team?

What’s a money tree?

A money tree is a diagram that depicts how your metrics ladder up from top of funnel all the way to your ultimate goals. It helps develop a shared understanding so that your stakeholders and team will be able to see how these metrics add up to the bigger picture.

For example:
Money Tree Diagram Outline Map


It also creates alignment within the team. When you’re aligned on biggest areas of opportunity, your stakeholders will care more about your analysis findings and recommendations.

How do I create a money tree for my team?

Reflect on your goals and values

If you don’t have a clear picture of who you are and what you want your business to look like in the future, you will build a business that’s incongruent with your goals and expectations. Before you can generate money with your money tree, answer these questions:

  1. What does your ideal life look like?
  2. Where do you see your business in the future?
  3. What are you passionate about?
  4. What are your goals?
  5. What are your values?

Determine your market

Your market has to be congruent with who you are. It has to be a market where people will pay for the products or services you want to sell. Most likely, you already have a market in mind. But if not, use Maslow’s Hierarchy of Needs to pick a need that you want to help people fulfill.

Those needs can be:

  1. Physical needs
  2. Safety and security
  3. Love and belonging
  4. Self esteem
  5. Self actualization

Clarify your message

You have a vision, a market, and a product or service. What you need to figure out next is what your message is going to be. That will determine how you’ll market your product or service. It’ll spur your target customers into action and push them to buy what you’re selling.

Build your structure

The foundation of your structure — that is, the roots — would be your focus and commitment to earn an income that you believe is worthy of your goals, dreams, and lifestyle. When structuring your money tree, you’ll need to do the following:

  • Build a strong defense. Consider how to save wealth short term and long term, how to leverage it, and how to protect it in case of a business failure.
  • Retain profits for growth. Find options to keep earned profits in your business and how to make them available for future growth.
  • Evaluate your asset strategy. Diversify your income streams so that you could enjoy exponential growth and protect and build your wealth.

Your money tree should create profitability and hold you during tough economic times. It’ll also keep you grounded as you grow.

By following these simple steps, you can start planting your money tree and reap the rewards. It is time to get out there and start watering those seeds so they can grow into a big, beautiful financial success — but keep in mind that Rome wasn’t built in a day. Don’t expect your money to grow overnight either. 

Be patient and consistent with your efforts, and before long you will see the fruits (or should we say bills?) of your labor. Plant your money, and bigger and better will be on its way!